Down-Banding – Are you at risk? – Your Options

Less pay or no job.  Which option should you go for?  Neither of them seem very impressive.  In this current climate, many people have found it very difficult to find a job that really suits them or that they enjoy doing – as a Sunday Times report found.

What is Down-Banding?

Down-Banding has been used for a while, but it has only just now become a popular way for employers to save money, while keeping their employees in post. This morning the BBC reported (Video Here) that employers say Down-Banding makes good business sense. They keep their staff, who they have already invested lots of money on from day one, starting with their induction and all the ongoing training that is provided.  If employers just started making employees redundant, left, right and center, they would lose a lot of their investment.  When the remaining staff then start looking for another job because they are unsure about their job security, the employer can suffer greatly, because they will then have to invest some more of their profits – if any – on new staff.

Down-Banding gives employers another option to keep their business going by giving their employees an option.

Are you at risk of Down-Banding? Have you received a letter or memo from your employer saying that Down-Banding will be introduced?

There are other options available

A very popular one for worried employees are to start their own business, working it part-time arround their full-time job. Many, many people already have an extra job, some with even 2 or 3, just to keep their head above water.

I was in a similar position.  The company that I used to work for, informed us that a bigger company expressed an interest in buying us.  That caused a massive amount of rumours and a lot of employees got very worried about their job security.

Just over two years ago, I decided that working long hours for, that little extra in my pay cheque at the end of the month wasn’t worth it.  A fantastic opportunity came through my letterbox and I made an inquiry. Two men came to see me to explain what the opportunity is all about and left me with some information. I could see that this was a way of bringing in some extra cash, which I desperately needed due to diminishing overtime availability at work.

Kelly and I started our own little business a few days later on a part-time basis, and it is growing fast. We went from an extra £216 to £950 for a 4-week period using the proven system that we have been taught.  At this stage I made the decision to quit my job completely and started working our business on a full-time basis.  Within three months I managed to replace my full-time income.

I absolutely love working for myself, but not only that – I found a way that an average Joe can make in excess of £50 000 a year.

I now also help others how they can substantially increase their household income, working from home on a part- or full-time basis, working flexible hours around current commitments as well as meeting lots of like-minded people.

For Free Information, click:  Earn An Extra Income, Working From Home.

Please let me know if you have been affected by Down-Banding by commenting below.

Have a fantastic day

Bernie Hough

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• E – Expect Failure

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Becoming a “Future Changer” in 2011

You cannot change your past, but you can change your future.

How to become a Future Changer in 2011

Why does it always feel that progress in your life has come to complete standstill. Are you stuck in a job which you neither love nor hate. You might even have been looking through the job section on a regular basis. Yet you cannot get yourself to take the leap and go for something you really want to do.

What you do, matters – Watching useless television programs will not help you change your future. What will, is going to bed 20 minutes earlier than usual, spending 15 minutes reading a personal development book. Everybody knows that the brain continues to process the last information it received before you went to sleep. We have heard the stories about musicions waking up with a tune in their heads. Passionate composers’ lives evolve around music and their mind keeps processing that information it receives so much of. Inventors have also been known to claim that they just woke up with an idea – I bet they were thinking about what they can invent next just, before they went to bed too.

To change your life, you need to change.  Your outlook on life and your attitude towards others must change, because that will determine your happiness. If you have a negative outlook on life, your atitude towards everyone and all challenges you encounter on a daily basis, will be negative, and to be honest, nobody likes negative people. If your see a challenge or a problem as something you need to try and avoid then it will most likely defeat you because you have not decided to view it as something that you need to overcome as soon as possible. By staying positive and aproaching the issue methodically, you will usually deal with it in no time. I refer back to a previous post where I explain that Changing Your Life, Starts with Changing Your Thinking. A good self development book I would like to suggest you get hold of is Attitude is Everything. I read this book a while ago and it helped me to change my attitude to certain things.

Our actions determine to our destiny.

5 Steps I will be taking in order to change my future.

1 Choosing to be positive even when things don’t go so well – Quite often life throws things at me, but during those times I need to Radiate Positivity.

2 Make slight edge decisions to improve my future – Every minute of every day I need to evaluate what i’m doing, and ask myself: “what i’m doing now, is it helping me improve my future, or just keeping within my comfort zone”.

3 Be honest with myself – The day I take responsibility is the day I will start moving towards the top. Courage follows action.  I need to take action and achieve my short term goals. This will also give me the belief that I can achieve anything I set my mind on – however, still behing honest with myself, asking myself if what I’m doing is enough to move me towards that goal.

4 Take the time to learn new skills – I need to be coacheble and learn from successful people.

5 Invest your time in personal development – Jim Rohn once said. “You need to work harder on yourself than you do at your job”. If I want to earn £50,000 a year, I need to be worth £50,000 every year.

If you think this might be of some help to someone you know, feel free to share it with your friends by using the buttons below.

Have a fantastic day, my friends, and go chase that dream.

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Negative People

Dr. David McClelland of Harvard University concluded after 25 years of research that the choice of a negative “reference group” was in itself enough to condemn a person to failure and under achievement in life.

His discovery indicates that your reference group is more important in determining your success or failure than any other single factor.

“Associations are both subtle and powerful.” – Jim Rohn

Your associations don’t shove you in a direction. They nudge you ever so slightly over time.  Influence is so subtle that it is like being on an inner tube in the ocean.  You feel like you are floating still, until you look up and realize the current has pushed you half a mile down the shore.

Jim Rohn explains: “You will become the combined average of the five people you hang around the most.  You will have the combined attitude, health and income of the five people you hang around the most.”

Sound harsh? Face it – The truth IS harsh. I know, you already know this.  How do I know? Because you vigilantly guard with whom your children associate.  (You do, don’t you?) Why? Because you know they will become like those they hang out with.  This isn’t just true for your kids – it’s true for you, too!

Keep away from people who try to belittle your ambitions.  Small people always do that, but the really great ones make you feel that you, too, can become great.” – Mark Twain

This is something to think about when negative people are doing their best to rain on your parade. So remember this story the next time someone who knows nothing and cares less tries to make your life miserable.

*    *    *

A woman was at her hairdresser’s getting her hair styled for a trip to Rome with her husband. She mentioned the trip to the hairdresser, who responded:

“Rome? Why would anyone want to go there? It’s crowded and dirty.  You’re crazy to go to Rome. So, how are you getting there?”

“We’re taking Continental,” was the reply. “We got a great rate!”

“Continental?” exclaimed the hairdresser.  “That’s a terrible airline. Their planes are old, their flight attendants are ugly, and they’re always late. So, where are you staying in Rome?”

“We’ll be at this exclusive little place over on Rome’s Tiber River called Teste.”

“Don’t go any further. I know that place. Everybody thinks it’s gonna be something special and exclusive, but it’s really a dump.”

“We’re going to go to see the Vatican and maybe get to see the Pope.”

“That’s rich,” laughed the hairdresser. You and a million other people are trying to see him. He’ll look the size of an ant. Boy, good luck on this lousy trip of yours. You’re going to need it.”

A month later, the woman again came in for a hairdo. The hairdresser asked her about her trip to Rome.

“It was wonderful,” explained the woman, “not only were we on time in one of Continental’s brand new planes, but it was overbooked, and they bumped us up to first class. The food and wine were wonderful, and I had a handsome 28-year-old steward who waited on me hand and foot. And the hotel was great! They’d just finished a $5 million remodelling job, and now it’s a jewel, the finest hotel in the city. They, too, were overbooked, so they apologized and gave us their owner’s suite at no extra charge!”  

“Well,” muttered the hairdresser, “that’s all well and good, but I know you didn’t get to see the Pope.”

“Actually, we were quite lucky, because as we toured the Vatican, a Swiss Guard tapped me on the shoulder, and explained that the Pope likes to meet some of the visitors, and if I’d be so kind as to step into his private room and wait, the Pope would personally greet me.

Sure enough, five minutes later, the Pope walked through the door and shook my hand! I knelt down and he spoke a few words to me.”

“Oh really? What’d he say?”

He said: “Who the  %$&^ did your hair?”

*    *    *

Associate with those who will help you become great.

Have a fantastic day.

Bernie